AMENDMENT NUMBER FOUR TO
TEXAS WESLEYAN UNIVERSITY 401(a) PLAN

SUMMARY PLAN DESCRIPTION
MATERIAL MODIFICATIONS

I
INTRODUCTION

This is a Summary of Material Modifications regarding the Texas Wesleyan University 401(a) Plan ("Plan"). Unless stated otherwise, the modifications described in this summary are effective as of January 1, 2011. This is merely a summary of the most important changes to the Plan and information contained in the Summary Plan Description (“SPD”) previously provided to you. It supplements and amends that SPD so you should retain a copy of this document with your copy of the SPD. If you have any questions, contact the Administrator. If there is any discrepancy between the terms of the Plan, as modified, and this Summary of Material Modifications, the provisions of the Plan will control.

II

SUMMARY OF CHANGES

1. EMPLOYER CONTRIBUTIONS

Matching Contribution. Your Employer may make a discretionary matching contribution equal to a uniform percentage of your salary deferrals, including your Elective Deferrals and/or your Catch-up contributions. Each year, your Employer will determine the amount of the discretionary percentage.